“It always seems impossible until it’s done.” –Nelson Mandela


Closing day is a very exciting time for homebuyers and sellers. You’ve waited endlessly to find out what date the magic day would fall on, and now that it’s here, you can’t wait to get those papers signed and get into, or out of, your property.

It can be a time for a toast and a handing over of an impressive set of new keys. If you are the homebuyer, you have finally found your perfect home out of many listings, negotiated a price you are able to afford and have secured your mortgage. You have now reached the official transaction period, the closing day that will finalize your deal, officially! If you have made it to this point, the most difficult parts of the process are considered to be over, however it is beneficial to be prepared and know what to expect.

Buying property may be one of the largest financial commitments you may ever make. It is important to understand the step-by-step process, leading to one of the most important events, closing day. To understand more about this procedure, consult with an expert Real Estate Attorney such as, Kadoch Law Group. This team of experienced Real Estate Attorney’s in Florida will help to prepare you for the final day, guiding you through the FAQs and ensure you know what to expect throughout the process.

As you prepare for closing day, it is essential to review your closing disclosure, which specifies your loan terms, any final costs or outstanding charges. In addition to this, generally, 24-hours before your closing day, there is an opportunity for you to complete a final walk-through. Contracts often allow for a final home walk-through 24-hours prior to the closing. During this time, you will ensure the previous homeowner has vacated (unless other agreements were made) and check that the home condition is up to par, such as repairs agreed upon during inspection were completed.

Once those steps are concluded, it is important to organize all the paperwork needed for the closing itself. There are specific documents you’ll want to bring to closing day, such as: acceptable government-issued identification, your contract and/or a copy, proof of homeowners insurance, any home inspection documents, any bank information regarding loan approval, and any wire confirmations needed for your closing costs or down payment.

When the day has finally arrived, the closing agent will conduct the meeting. The agent is there to ensure that all the documents are signed off officially; all extra costs and closing fees are paid, and to guarantee that everything is recorded. Closing procedures can vary depending on the county, and specific lender procedures. Usually there will be several people present at the closing day, however this can also vary depending on location.

Do you need help preparing for a closing day in Florida or during the process leading up to closing day?

Why settle for less when you can get an experienced attorney on your team? If you are looking to buy a house, are having problems with your tenant, or are simply trying to find someone to navigate your contracts and simplify the buying and selling process for you overall, give us a call and we will provide the best possible service to you as we do with all of our clients!